Mortgages

July 1, 2026

Price War, Beauty Contest

Price War, Beauty Contest

The latest market data shows that home sales gained momentum through early spring before leveling off in February and softening in recent months.

Interestingly, that slowdown happened around the same time geopolitical uncertainty increased with the conflict involving Iran and mortgage rates moved back above 6.5%. 

While it’s …

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Feb. 10, 2026

Should I Wait To List My Home? - Here's Why Not!

Should I Wait To List My Home? - Here's Why Not!

As we approach the middle of February, it's good to be able to report that we've seen a lively start to the year in real estate in the area.

We are seeing the usual pick up following the holiday/winter period and there should progressively be a lot …

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Jan. 15, 2026

What a Start to 2026 - Mortgage Rates Below 6% - 3-Year Low!

What a Start to 2026 - Mortgage Rates Below 6% - 3-Year Low!

First of all a very Happy New Year to you.

We hope you and your family enjoyed the holidays!

And what a start to 2026 it is!

Mortgage rates are currently at a 3-year low, dipping to just below 6%, which is fantastic news for buyers and sellers alike.

This …

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Sept. 5, 2025

Promising Signs for Fall Real Estate in Iron County

Fall is little more than a couple of weeks away, with some promising signs for real estate in our area.

Promising Signs for Fall Real Estate in Iron County

The main headline is that mortgage rates recently dropped and are currently at the lowest level they've been in over a year (6.5% for a 30-year home loan …

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June 19, 2025

New Home Down Payment Assistance Program Available in Utah!

We're delighted to bring you news of additional help that's available to reduce the initial costs of buying a home.

Utah Housing has a new down payment assistance program available in Utah. They are calling it the Deferred Down Payment Assistance program.

The down payment assistance is a …

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Feb. 13, 2025

What Do Key Trends in Iron County Real Estate Mean For You?

What Do Key Trends in Iron County Real Estate Mean For You?

We are grateful to Inwest Title for the above and below graphs showing how the Iron County real estate market performed last year, compared with recent years, setting the scene of where we are at, as the market really gets underway in 2025.

We'll analyse each graph individually:

Median …

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Jan. 16, 2025

Excellent Prospects for Iron County Real Estate in 2025

Excellent Prospects for Iron County Real Estate in 2025

First of all can we take this belated opportunity to wish you and your family a very happy, healthy and successful New Year.

There are plenty of reasons to be optimistic about the prospects for real estate in our area in 2025.

One key aspect is that inventory of available …

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Sept. 18, 2024

Why The Fed Interest Rate Announcement is Great News for Fall Real Estate!

Why The Fed Interest Rate Announcement is Great News for Fall Real Estate!

The recent announcement of the first Federal Reserve interest rate cut since before Covid is incredibly significant.

It won't just be leaves that are dropping this fall - this great news is very likely to lead to lower mortgage interest rates.

Rates have, of course, been falling recently in any …

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Aug. 22, 2024

At Last - Mortgage Rates are Moving in the Right Direction!

At Last - Mortgage Rates are Moving in the Right Direction!

Here's some good news for buyers and sellers alike!

The average 30-year fixed mortgage rate has ticked down this week to the lowest level for 15 months - since May 2023!

And with the widespread expectation of a fall in Federal Reserve interest rates next month, the stage is set …

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April 12, 2024

How is the Spring Real Estate Market Shaping Up in Iron County?

How is the Spring Real Estate Market Shaping Up in Iron County?

The above statement from the National Association of REALTORS® chief economist demonstrates that, across the nation, there is still an affordability issue for buyers.

Lawrence Yun says that recent inflationary pressures are likely to mean slightly higher mortgage interest rates in the upcoming weeks.

It's very important to stress …

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